West Texas National Bank

Access Your Money,
Wherever You Go

Make your purchases faster and safer.

Our ATM debit cards provide enhanced security to protect against fraud and theft, with features like EMV smart chip technology - cards are accepted at millions of locations worldwide.

Note - Personal Credit Cards are available through TIB - The Independent Bankers Bank, who is solely responsible for making the credit decision and providing the credit card account. We make it easy to choose the credit card that is right for you, with two cards to choose from. The two cards are available in two options, a Low Rate Card or Preferred Points Card.

Personal Card - Low Rate

Benefits - Document

  • Competitive annual percentage rate APR.1
  • 24-hour toll-free live customer assistance available at 1-800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car insurance.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Fees

  • Other fees may be charged.

Personal Card - Preferred Points

Benefits - Document

  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • 24-hour toll-free live customer assistance available at 1-800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net
  • Rental car insurance.
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Features

  • No annual fee.
  • Low introductory rate for first six months.1
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Cash advances can be made for up to 50% of the credit line.
  • to view or redeem rewards points, visit www.dreampoints.com/preferredpoints/ or call 1-866-678-5191.

Fees

  • Other fees may be charged.