West Texas National Bank

WTNB
Overdraft Protection

An overdraft occurs when you do not have enough money in your account to cover a transaction, but we pay it anyway.

We can cover your overdrafts in two different ways:

  1. We have standard overdraft practices that come with your account unless you opt-out.
  2. We also offer overdraft protection plans, such as a link to a savings account, which may be less expensive than our standard overdraft practices.

Contact a Customer Care Representative at 1-877-493-7862 to get started with Overdraft Authorization.